Prosper with business banking that fits just right
Business Accounts
Our business customers enjoy perks that will help maximize assets, such as zero transaction or account fees, unlimited check-writing privileges, and the ability to track finances online and pay bills from anywhere in the world.
Watershed
Money market account that’s ideal for those looking to earn higher interest on their balance.
Digital Banking
Anywhere,
Anytime
As a business owner or CFO, you need real-time access to your financial accounts. Whether you run a small business or a big company, our online banking packages deliver secure, scalable digital solutions for managing your finances anytime, anywhere.
Business digital banking provides essential tools for monitoring daily balances and transactional details, with the ability to add on a number of treasury management services as your needs change.
A Card to Help You Get There Visa® Business Debit Card
Visa® Business Debit Card
More convenient than cash and easier to track your expenditures. Benefits include fast, safe checkout with Apple Pay, Google Pay or Samsung Pay, easy recurring payments, chip security and card controls for an added layer of protection.
Visa® Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
Loans & Lines of Credit
Are You Ready to Take the Next Step?
Your business is an important part of our community, and we’re here to help you thrive. Whether you need working capital, funding for equipment, financing for commercial real estate or something more, we have a solution that’s right for you.
- Working Capital
- Equipment Financing
- Commercial Real Estate
- Lines of Credit
- Facility Financing
- Expansion Financing
Reach out to your Fourth Capital Banker for more information.
Smart Treasury Solutions and Expert Advice for Your Day-to-Day Banking Needs
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Fraud Management
Take control of your finances with treasury management services from Fourth Capital. We know every business is unique. That’s why we get to know you in a way most banks don’t. Our team will partner with you to implement secure, scalable solutions designed to optimize your working capital and better manage your cash flow.
Contact our Treasury Management team to talk through a custom solution.
- Wire Transfers (with online wire initiation)
- Automatic Clearing House (ACH)
- Merchant Card Services
- Automatic Funds Transfer
- Zero Balance Sweep
- Automated Sweep
- Positive Pay
Haven't signed up for online banking?
Enroll now.
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