Decidedly Local
About Us
Built on the Principle of Mutual Benefit
A shared home, engaging people, an inviting place to gather, genuine interest in you and what you do, trust that time and familiarity create – this is what true personal service and real relationship banking is about. It’s what Fourth Capital is committed to. Our full-service, Nashville bank offers clients a range of custom products and services for both individuals and businesses. The team at Fourth Capital shares one common characteristic: the desire to serve our clients better than anyone else.
Our Story
We are Rooted in Tennessee History
Did you know Nashville is the fourth Tennessee state capital? Nashville follows Knoxville, Murfreesboro and Kingston. The name Fourth Capital alludes to our hometown’s history and represents a bank that will stand proudly on the Cumberland River greeting everyone who arrives at Music City for generations to come. Formerly Tennessee Bank & Trust, Fourth Capital entered the Middle Tennessee market in 2004 by establishing a branch in Franklin and then in Nashville in 2006. In July 2020, we opened our flagship location at Peabody Plaza in Nashville’s Rolling Mill Hill neighborhood.
At the Heart of How We Work
Long-Term Vision
Privately held and locally owned, Fourth Capital was built and continues to transform as a part of a generational vision. As more and more community banks vanish across the country, we’re proud to say ours is here for the long haul.
Team Approach
At Fourth Capital, you don’t just have a relationship with a banker. You have a relationship with a bank. We operate as a team to provide more value to our clients with a level of service you just won’t experience anywhere else.
Digital Tools with Human Touch
We are currently experiencing the Fourth Industrial Revolution – a fundamental shift in how we live, work, and relate to each other through a combination of humans and technology. Another nod to our name, Fourth Capital is a bank that thrives and remains relevant through changing times.
Community Focus
Our bank is built on the idea that we only succeed when our client—the Middle Tennessee community—succeeds. This may sound strange, but our goal is not to make money. Rather, we are focused on long-term value creation for our customers where we achieve mutual benefit for everyone involved for years to come.
Giving Back
We're Here to Make an Impact
Community involvement is in our DNA. Our people donate their time, talent and treasure to the greater good of this big city and small town that we love. From group projects to individual volunteerism, our team is known for their caring hearts and helping hands. We listen, we share ideas and we roll up our sleeves and get to work side-by-side with our neighbors. As a company, we partner with a wide variety of organizations to strengthen our Nashville community.
Organizations We Support
Our Leadership
At Fourth Capital, we place as much emphasis on culture as on talent. The people we hire are unapologetic about their core beliefs and want to help build something meaningful. But great work isn’t done alone. Together, we are driven by a common purpose and guided by our shared virtues and principles.
- Leadership
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Brian Heinrichs, Chief Executive Officer
Brian is proud to say he carved out a career that keeps him focused on what is most important in life. He believes that it is possible to have a successful career while treating people with respect, not profiting off the backs of others and still maintaining healthy relationships at home. At Fourth Capital, he enjoys planning and working with his clients and co-workers to develop solutions with long-term benefits for all stakeholders. Outside of work, you’ll find Brian seeing Broadway shows with his family or attending a Pearl Jam concert (he’s seen them almost 60 times in 8 different countries!).
- Board of Directors
Our Team
Work With Us
It’s all about people. Which is why we’ve set out to build a place where ideas and merit win, not titles and pedigree. It’s about the ‘what’ and not the ‘who’. We’re looking for people who are motivated to create, contribute, and eager to take on new challenges.
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