A Decidedly Local Nashville Bank.

Where human connections combine with technology solutions to create a premier banking experience. Fourth Capital is rooted in Middle Tennessee and entirely devoted to serving people and businesses in the neighborhoods where we work, live and play. Experience the difference of a local bank that shares your values.

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News & Views

The Latest From Our Newsroom.

Sharing news, stories, perspectives and insights from inside Fourth Capital, so every financial decision you make is well-informed.

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Fourth Capital is Now a Division of Volunteer State Bank
Fourth Capital is Now a Division of Volunteer State Bank

Volunteer State Bank announced today that it has completed the previously publicized merger with Fourth Capital Bank, effective July 1, 2024. This alliance is unique, as both banks are privately held by Gaylon Lawrence, Jr. While the two banks have legally merged, Fourth Capital branches will operate independently as a division of Volunteer State Bank until the financial institutions integrate systems, anticipated in 2025.

Small Business Spotlight: Little Gourmand
Small Business Spotlight: Little Gourmand

In this Small Business Spotlight, Guenievre Milliner of Little Gourmand shares how she went from working in marketing at Warner Brothers in France to starting and growing her business here in Nashville. Visit Little Gourmand at their Market and Café location in Green Hills or indulge in their Patisserie Française in Melrose.

Gaylon Lawrence, Jr. Plans to Merge Fourth Capital Bank into Volunteer State Bank
Gaylon Lawrence, Jr. Plans to Merge Fourth Capital Bank into Volunteer State Bank

Gaylon Lawrence, Jr., announced plans to merge Fourth Capital Bank into Volunteer State Bank, subject to regulatory approval. Both banks are privately held by Lawrence, rendering this plan unique. Lawrence and the Board of Directors of both banks have agreed to explore this opportunity to expand and enhance the service footprint for bank customers and extend its reach and impact throughout Middle Tennessee, one of the most dynamic markets in the country.

Banking Personalized

Many Services. One Focus.

Strip away all the formality and banking is simple. We’re here to solve problems and create value for others. We offer simple, fair solutions that are mutually beneficial and breathe new life into the notion of relationship banking.

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Community & Culture

Being Local Means We’re All In This Together

Fourth Capital is a private and locally owned Nashville bank. We have personal appreciation for the community we share, its future, its growth, its prosperity and the important part each of us plays in that.

Learn how we’re giving back.

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