A Decidedly Local Nashville Bank.

Where human connections combine with technology solutions to create a premier banking experience. Fourth Capital is rooted in Middle Tennessee and entirely devoted to serving people and businesses in the neighborhoods where we work, live and play. Experience the difference of a local bank that shares your values.

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News & Views

The Latest From Our Newsroom.

Sharing news, stories, perspectives and insights from inside Fourth Capital, so every financial decision you make is well-informed.

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Gaylon Lawrence, Jr. Plans to Merge Fourth Capital Bank into Volunteer State Bank
Gaylon Lawrence, Jr. Plans to Merge Fourth Capital Bank into Volunteer State Bank

Gaylon Lawrence, Jr., announced plans to merge Fourth Capital Bank into Volunteer State Bank, subject to regulatory approval. Both banks are privately held by Lawrence, rendering this plan unique. Lawrence and the Board of Directors of both banks have agreed to explore this opportunity to expand and enhance the service footprint for bank customers and extend its reach and impact throughout Middle Tennessee, one of the most dynamic markets in the country.

Reflecting on the Role Banks Play in Supporting Communities
Reflecting on the Role Banks Play in Supporting Communities

Our bank is built on the idea that we only succeed when our customer—the Middle Tennessee community—succeeds. That means we’re not thinking about how we can squeeze dollars out of our clients through a short-term transaction, for example. This may sound strange, but our goal is not to make money. Rather, as a privately-held and locally-owned bank, we are focused on long-term value creation for our customers where we achieve mutual benefit for everyone involved for years to come.

Banking Personalized

Many Services. One Focus.

Strip away all the formality and banking is simple. We’re here to solve problems and create value for others. We offer simple, fair solutions that are mutually beneficial and breathe new life into the notion of relationship banking.

Join us and open a Personal or Business checking account today.

Community & Culture

Being Local Means We’re All In This Together

Fourth Capital is a private and locally owned Nashville bank, with a generational vision that means we’re here to stay. We have personal appreciation for the community we share, its future, its growth, its prosperity and the important part each of us plays in that.

Learn how we’re giving back.

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