Decidedly Local.

Where human connections combine with technology solutions to create a premier banking experience. Fourth Capital is rooted in Middle Tennessee and is entirely devoted to serving people and businesses in the neighborhoods where we work, live and play. Experience the difference of a bank that shares your values.

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News & Views

The Latest From Our Newsroom.

Sharing news, stories, perspectives and insights from inside Fourth Capital, so every financial decision you make is well-informed.

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Fourth Capital Names Brian Heinrichs as President and Chief Executive Officer
Fourth Capital Names Brian Heinrichs as President and Chief Executive Officer

Banking Veteran Takes Helm as CEO After Serving as Fourth Capital’s President & Chief Banking Officer

PPP Second Draw Loans: Details and How to Apply
PPP Second Draw Loans: Details and How to Apply

The new bill passed by Congress provides a second loan from the Paycheck Protection Program, called a PPP Second Draw Loan specifically for smaller and harder-hit businesses. The maximum loan amount is $2 million.

Banking Customized

Many Products. Countless Services. One Focus.

Strip away all the formality and banking is simple. Just like any business, we’re here to solve problems and create value for others. We offer simple, fair solutions that are mutually beneficial and breathe new life into the notion of relationship banking.

Join us and open a Personal Checking or Business Checking account today.

Community & Culture

Being Local Means We’re All in This Together

Fourth Capital is a private and locally owned bank, with a generational vision that means we’re here to stay. We have personal appreciation for the community we share, its future, its growth, its prosperity and the important part each of us plays in that.

Learn how we’re giving back.

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