Personal Banking Made
Simple, Convenient and Fair
Accounts that Bring More Value
For starters, with every Fourth Capital checking account, you’ll enjoy no maintenance fees, a complimentary Fourth Capital Visa® debit card (printed instantly in our branch), and free use of any ATM in the country.
Traditional Checking
A simple checking account to help you manage your daily finances.
Elite Checking
Your first order of checks is on us with this interest-bearing account.
Platinum Money Market
Take advantage of market-competitive rates at multiple balance tiers.
Health Savings Accounts
Set Aside Money for Healthcare Expenses
A Health Savings Account (HSA) is an account established exclusively for paying qualified medical expenses. The funds you put into it aren’t taxed; the interest you accrue isn’t either. You can save more for medical expenses, then pay for them using a special HSA Debit Card.
Additional Details
- Contribution limits may apply
- Tax-favored account – consult your tax advisor
- Additional fees may apply
Personal CDs and IRAs
Low-risk Savings
Solutions
No matter what your savings goals, our personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs) provide you with a variety of ways to help you achieve them faster. Individual Retirement Accounts are tax-advantaged and allow clients to contribute a portion of their earned income to build a secure future. With flexible terms from 30 days to five years, CDs are a low-risk savings solution for guaranteed returns.
Reach out to your banker to learn more.
Loans & Lines of Credit
Are You Ready to
Take the Next Step?
Whether it’s a request for a term loan for personal use or maintaining a line of credit, we have you covered. With our personal approach to service, here you don’t just get a loan; you build a banking relationship that grows right along with you.
Our personal lending options include:
- Personal loans
- Personal revolving lines of credit
- Loan or line or credit secured by marketable securities
- CD secured loans
*All loans subject to Fourth Capital credit approval.
Reach out to your banker to learn more.
Put This One On
My Card
Visa® Debit Card
Simplify daily purchases with a Fourth Capital Visa® debit card. Enjoy chip security, access to cash at any ATM in the country for free, and more. We can even print your card instantly when you open a checking account with us.
Visa® and American Express® Credit Cards
We offer a wide variety of personal credit cards for you to choose from based on your lifestyle, your needs and your financial goals. So whether you’re looking for low interest rates, cash-back rewards or premium perks, we’ve got the perfect card for you.
*See card application disclosure for complete terms and conditions.
Take a look at our credit card offerings.