Personal Banking with
Fair Pricing and Premium Service
Accounts that Bring More Value
For starters, with every Fourth Capital deposit account, you’ll enjoy free use of any ATM in the country, no maintenance or minimum balance fees, and more. Plus, you’ll receive a complimentary Fourth Capital Visa® debit card (printed instantly in our branch).
Principal
A simple, fee-free checking account to help you manage your daily finances.
Generation
Take advantage of market-competitive rates at multiple balance tiers with our money market account.
Mortgages
A Home Loan Experience Designed Just for You
Fourth Capital has partnered with Rocket Mortgage®, an industry leader in home loans bringing you simple mortgage solutions. Seamlessly explore purchase and refinancing options alongside your day-to-day finances. Whether you’re a first-time home buyer, or looking to refinance, Rocket Mortgage® can help you make the right decision in simplifying the home financing experience.
Learn more about this partnership.
Health Savings Accounts
Set Aside Money for Healthcare Expenses
A Health Savings Account (HSA) is an account established exclusively for paying qualified medical expenses. The funds you put into it aren’t taxed; the interest you accrue isn’t either. You can save more for medical expenses, then pay for them using a special HSA Debit Card.
Additional Details
- Contribution limits may apply
- Tax-favored account – consult your tax advisor
- Additional fees may apply
Personal CDs and IRAs
Low-risk Savings
Solutions
No matter what your savings goals, our personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs) provide you with a variety of ways to help you achieve them faster. Individual Retirement Accounts are tax-advantaged and allow clients to contribute a portion of their earned income to build a secure future. With flexible terms from 30 days to five years, CDs are a low-risk savings solution for guaranteed returns.
Reach out to your banker to learn more.
Loans & Lines of Credit
Are You Ready to
Take the Next Step?
With our personal approach to service, at Fourth Capital you don’t just get a loan, you build a banking relationship that grows right along with you. Our consumer lending options include:
- Home Equity Loans and Lines (HELOC)
- Secured Installment Loans
- Unsecured Installment Loans
- Personal Revolving Lines of Credit
*All loans are subject to credit approval.
Reach out to your banker to learn more.
Put This One On
My Card Visa® Debit Card
Visa® Debit Card
Simplify daily purchases with a Fourth Capital Visa® debit card. Enjoy chip security, access to cash at any ATM in the country for free, and more. We can even print your card instantly when you open a checking account with us.
Visa® Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
*The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Personal