Digital Tools
With Human Touch

We're bringing the best of personalized service and modern innovation to the table.

Money and resources are a very personal thing. We give our time, creativity and physical endeavors for the opportunities money affords. Each dollar represents a bit of our life sacrificed for a greater cause –whether that’s the care of our family or the building of a business. With so much of our personal energy and time invested, money can’t help but be personal. That’s why we believe the relationship you have with the people who you entrust your resources, goals, business vision and needs should be a personal one, too.


It's Time to Grow Your Dreams

Personal Banking


  • Checking & Savings Accounts
  • Credit & Debit Cards
  • Digital Banking
  • Personal Lending

Personal Banking

Business Banking


  • Business Accounts
  • Business Credit & Debit Cards
  • Treasury Management
  • Digital Banking
  • Commercial Lending

Business Banking

Get the Card that People Love

No matter if you’re looking to pay down debt, earn rewards, or build credit, you’ll enjoy important features with each of our Fourth Capital credit cards like:

  • 24/7 Support
  • EMV Smart chip technology for added security
  • Perks like cash back, air travel, hotel stays, rental cars and gift cards
  • Plus much more!

Explore Our Personal and Business Credit Card Options

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and  Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a  trademark of Mastercard International Incorporated.

Please note: Because creditors need to access your credit history when applying for new credit, you’ll need to lift any credit freeze that may be in place before applying for a credit card.

Online Banking

We're Bringing the Bank to You

With our digital banking experience, we’re putting safe, secure access to your bank accounts at your fingertips. Now, you can manage your accounts, pay your bills, view statements and more without even leaving the house.

See Our Offerings

Mobile Banking

Wherever You Are. Whenever You Need It.

All of the banking services you’ve come to expect from Fourth Capital are available in a safe, easy-to-use app that works on almost any smartphone or tablet. Just download the app and you’ll have access to your accounts in no time — just don’t forget to enroll in Digital Banking first.


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